• Terms up to 84 Months.
  • VCG will finance new businesses with the required financial backing.
  • VCG has two end-of-lease options.
    • Conditional sales agreements (bargain purchase option of $1.00).
    • 10% Purchase option.
  • The last two lease payments are due in advance.

Application Only Program

We can approve up to $50,000.00 application only if your company meets the following credit criteria.

  • Two years in business.
  • Building must be owned, not leased.
  • Must be a franchised property if (Hotel or Restaurant).
  • Satisfactory personal credit of owners.
  • Satisfactory mortgage reference.
  • Acceptable D&B score.
  • Approved equipment.

For amounts above $50,000.00 we will require:

  • The two most recent year-end corporate financial statements.
  • A current personal financial statement on all owners.
  • The two most recent federal tax returns on all owners.

For new businesses, we will require some additional information.




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